专利名称:INCENTIVES THROUGH A FINANCIAL
ACCOUNT
发明人:LONG, NOAL, B.,YORK, JEFFREY, G.申请号:US0131598申请日:20011011公开号:WO0231734A9公开日:20030220
摘要:A method and system is disclosed for a creditor to provide a financial accountstatement of a customer, either online or offline, with a set of offers for financialincentives from a merchant. Each offer may require a customer to make a qualifyingtransaction with the merchant offering the financial inventive and to pay for the qualifyingtransaction using the customer's financial account, such as a credit card from a creditor.The customer may select to accept or decline each offer. If the customer accepts anoffer, the creditor system will record the necessary information so that in the subsequenttransaction between the customer and the merchant in which the customer transacts forthe qualifying transaction using the credit card, the customer will receive the financialincentives, i.e., the discounted or savings amount, recorded in the subsequent financialaccount statement.
申请人:CAPITAL ONE FINANCIAL CORPORATION
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